GeraCash · Remittances
Send money to the Philippines online
GeraCash delivers to the Philippines via GCash, PayMaya, InstaPay (bank transfer), PESONet. Fees and FX are disclosed in full before you confirm. Transfers clear in seconds via gcash / paymaya; minutes via instapay; same-day via pesonet.
Payout rails
- GCash
- PayMaya
- InstaPay (bank transfer)
- PESONet
Receiver options
- GCash / PayMaya wallet
- Any Philippine bank account
- Cash pickup at partner agents
Fees, speed, compliance
- Fee model
- From 0.5% transfer fee; FX spread disclosed before you confirm.
- Typical speed
- Seconds via GCash / PayMaya; minutes via InstaPay; same-day via PESONet
- Limits
- Follow BSP wallet-tier caps; enhanced KYC unlocks higher limits.
- Compliance
- Aligned with BSP rules on inbound remittance. KYC required on send-side.
FAQ
- How long does a transfer to the Philippines take?
- Seconds via GCash / PayMaya; minutes via InstaPay; same-day via PESONet.
- What's the GeraCash fee for sending money to the Philippines?
- From 0.5% transfer fee; FX spread disclosed before you confirm. You see the total in your send currency and the amount received in PHP (Philippine peso) before you confirm.
- Do I need the receiver's bank details?
- You need at least one of: GCash / PayMaya wallet; Any Philippine bank account; Cash pickup at partner agents. For mobile-money rails the receiver's phone number is usually enough. For bank transfers you need account number or IBAN.
- What are the sending limits for the Philippines?
- Follow BSP wallet-tier caps; enhanced KYC unlocks higher limits.