How GeraCash Works
Send money to anyone, anywhere in the world — in seconds, with fees that are a fraction of traditional banks.
Sign Up for Free
Create your GeraCash account in under 2 minutes. Enter your name, email, and phone number. Your wallet is created instantly — no credit check, no minimum balance.
- ✓Available in 130+ countries
- ✓No monthly fees or account maintenance charges
- ✓Multi-currency wallet from day one
Verify Your Identity
Complete a quick KYC check to unlock full sending limits. Upload a government-issued ID and a selfie. Most verifications are approved within minutes using AI-assisted review.
- ✓AI verification — results in under 5 minutes
- ✓Unverified accounts can still receive and hold funds
- ✓Business accounts available with additional verification
Add Funds
Top up your wallet using a bank transfer, debit/credit card, mobile money (M-Pesa, Idram, UPI, and more), or receive funds from another GeraCash user. Funds appear instantly.
- ✓Bank transfer, card, mobile money, and crypto top-ups
- ✓Supports 50+ local payment methods worldwide
- ✓Instant balance — no waiting for clearance
Send Money Globally in Seconds
Enter the recipient's phone number or GeraCash ID, choose the amount, and hit send. Money arrives in seconds — no matter where they are in the world.
- ✓Transfers settle in under 10 seconds
- ✓Real-time exchange rates — no hidden FX markups
- ✓Send to bank accounts, mobile wallets, or GeraCash users
Why GeraCash
Low Fees
Send money internationally for as little as 0.5% fee — far below traditional banks and remittance services.
Multi-Currency
Hold and convert 50+ currencies in one wallet. Lock in exchange rates before sending.
Bank-Level Security
End-to-end encryption, biometric login, 2FA, and real-time fraud detection on every transaction.
PCI DSS Compliant
GeraCash meets PCI DSS Level 1 standards — the highest certification for payment processors.
Frequently Asked Questions
How much does it cost to send money?
GeraCash charges a flat fee of 0.5%–1.5% per transfer, depending on the destination country and payment method. All fees are shown before you confirm the transfer — no surprises.
How fast are international transfers?
Most transfers arrive within seconds for GeraCash-to-GeraCash and mobile money transfers. Bank account transfers typically arrive within 1 business day.
Is my money safe?
Yes. Customer funds are held in segregated accounts and are never used for GeraCash operations. We are regulated in the UK and comply with local financial regulations in every country we operate.
Can I receive money without signing up?
Recipients need a GeraCash account to receive and withdraw funds. Signing up is free and takes under 2 minutes.
Ready to send money globally?
Create your free wallet today. No minimum balance. No monthly fees.
Open Free Wallet