GeraCash · Remittances
Send money to India online
GeraCash delivers to India via UPI (Unified Payments Interface), IMPS, Bank transfer (NEFT / RTGS). Fees and FX are disclosed in full before you confirm. Transfers clear in seconds via upi / imps (24/7); same-day via neft during banking hours; rtgs intraday for large sums.
Payout rails
- UPI (Unified Payments Interface)
- IMPS
- Bank transfer (NEFT / RTGS)
Receiver options
- Any UPI ID or phone-linked wallet
- Any Indian bank account
- Rupee card top-up
Fees, speed, compliance
- Fee model
- From 0.5% transfer fee; FX spread disclosed before you confirm.
- Typical speed
- Seconds via UPI / IMPS (24/7); same-day via NEFT during banking hours; RTGS intraday for large sums
- Limits
- Daily and monthly limits follow RBI tiering. Enhanced KYC unlocks higher limits.
- Compliance
- Conforms to RBI guidelines on inbound remittance partners. KYC on your GeraCash account; automatic sanctions screening.
FAQ
- How long does a transfer to India take?
- Seconds via UPI / IMPS (24/7); same-day via NEFT during banking hours; RTGS intraday for large sums.
- What's the GeraCash fee for sending money to India?
- From 0.5% transfer fee; FX spread disclosed before you confirm. You see the total in your send currency and the amount received in INR (Indian rupee) before you confirm.
- Do I need the receiver's bank details?
- You need at least one of: Any UPI ID or phone-linked wallet; Any Indian bank account; Rupee card top-up. For mobile-money rails the receiver's phone number is usually enough. For bank transfers you need account number or IBAN.
- What are the sending limits for India?
- Daily and monthly limits follow RBI tiering. Enhanced KYC unlocks higher limits.