Send Money to Nigeria
Fast, affordable, and secure transfers from USD to NGN. FCA regulated — Same day delivery.
Exchange rate
1 USD = 2,044 NGN
Live mid-market rate
Transfer fee
2.0%
Or 0% with GeraCoins
Delivery
Same day
Transfer limit
5,000 USD
Example: Send USD 200 to Nigeria
Free account · No monthly fees
Local payment methods in Nigeria
Recipients can receive funds via these local options — no international bank account needed.
OPay Wallet
Delivery: 1–3 hours
GT Bank
Delivery: 1–3 hours
Access Bank
Delivery: Same day
Zenith Bank
Delivery: Same day
Transfer speed
OPay wallet and GT Bank payouts within 1–3 hours. All major Nigerian banks supported including Access Bank, Zenith, and First Bank.
Why send with GeraCash to Nigeria?
OPay wallet for instant digital payouts
All major Nigerian commercial banks supported
One of the highest-volume remittance corridors
Competitive USD → NGN rate
Earn GeraCoins — pay 0% fee
Every transfer to Nigeria earns you GeraCoins. Accumulate enough and your next transfer is completely free. GeraCoins also work on GeraSure insurance premiums, GeraClinic medical appointments, and GeraHome home services — one loyalty currency across the Gera ecosystem.
Security & compliance
256-bit SSL
All transfers encrypted end-to-end
FCA Regulated
UK Financial Conduct Authority
PCI DSS Certified
Highest payment security standard
Ready to send money to Nigeria?
Create a free account in 2 minutes. No monthly fees. Trusted worldwide trust GeraCash.
Send Money to NigeriaNot going to Nigeria? View all transfer corridors