Send Money to Ghana
Fast, affordable, and secure transfers from USD to GHS. FCA regulated — Same day delivery.
Exchange rate
1 USD = 15.8 GHS
Live mid-market rate
Transfer fee
2.0%
Or 0% with GeraCoins
Delivery
Same day
Transfer limit
5,000 USD
Example: Send USD 200 to Ghana
Free account · No monthly fees
Local payment methods in Ghana
Recipients can receive funds via these local options — no international bank account needed.
MTN Mobile Money
Delivery: Minutes
AirtelTigo Money
Delivery: Minutes
GCB Bank
Delivery: Within 24h
Ecobank Ghana
Delivery: Within 24h
Transfer speed
MTN Mobile Money and AirtelTigo Money within minutes. Bank transfers to GCB, Ecobank, and Fidelity Bank within 24 hours.
Why send with GeraCash to Ghana?
Mobile Money to any Ghanaian phone number
No bank account required for Mobile Money
Supports 4 banks including GCB and Ecobank
Same-day delivery for Mobile Money
Earn GeraCoins — pay 0% fee
Every transfer to Ghana earns you GeraCoins. Accumulate enough and your next transfer is completely free. GeraCoins also work on GeraSure insurance premiums, GeraClinic medical appointments, and GeraHome home services — one loyalty currency across the Gera ecosystem.
Security & compliance
256-bit SSL
All transfers encrypted end-to-end
FCA Regulated
UK Financial Conduct Authority
PCI DSS Certified
Highest payment security standard
Ready to send money to Ghana?
Create a free account in 2 minutes. No monthly fees. Trusted worldwide trust GeraCash.
Send Money to GhanaNot going to Ghana? View all transfer corridors