GeraCash · Remittances
Send money to Ghana online
GeraCash delivers to Ghana via MTN MoMo, Vodafone Cash, AirtelTigo Money, Bank transfer (GhIPSS). Fees and FX are disclosed in full before you confirm. Transfers clear in seconds via mobile money; same-day via ghipss bank transfer.
Payout rails
- MTN MoMo
- Vodafone Cash
- AirtelTigo Money
- Bank transfer (GhIPSS)
Receiver options
- Any Ghanaian mobile-money wallet
- Any Ghanaian bank account
- Cash pickup at agent locations
Fees, speed, compliance
- Fee model
- From 0.5% transfer fee; FX spread disclosed before you confirm.
- Typical speed
- Seconds via mobile money; same-day via GhIPSS bank transfer
- Limits
- Mobile-money tier limits follow Bank of Ghana tiers. Enhanced KYC unlocks higher limits.
- Compliance
- Operates under Bank of Ghana remittance guidelines. KYC required; identity verification on send-side.
FAQ
- How long does a transfer to Ghana take?
- Seconds via mobile money; same-day via GhIPSS bank transfer.
- What's the GeraCash fee for sending money to Ghana?
- From 0.5% transfer fee; FX spread disclosed before you confirm. You see the total in your send currency and the amount received in GHS (Ghanaian cedi) before you confirm.
- Do I need the receiver's bank details?
- You need at least one of: Any Ghanaian mobile-money wallet; Any Ghanaian bank account; Cash pickup at agent locations. For mobile-money rails the receiver's phone number is usually enough. For bank transfers you need account number or IBAN.
- What are the sending limits for Ghana?
- Mobile-money tier limits follow Bank of Ghana tiers. Enhanced KYC unlocks higher limits.