GeraCash / UK cost of living / South West
Cost of Living — South WestFamily (2 adults + 2 children) household · 2024 prices
The Gera Monthly Outgoing Index (GMOI) for a family (2 adults + 2 children) household in South West is £1,878 per month in 2024, covering rent, energy, food, transport and council tax — computed from ONS regional household spending data adjusted to 2024 prices.
How much does it cost to live in South West as a family (2 adults + 2 children) per month?
The Gera Monthly Outgoing Index (GMOI) for a family (2 adults + 2 children) household in South West is £1,878 per month in 2024, covering rent (£349), energy (£177), food (£488), transport (£675) and council tax (£189). Computed from ONS regional household spending data (A35, FYE 2016–2018) adjusted to 2024 prices using the ONS CPIH index (factor 1.2828).
Monthly outgoings breakdown — South West, Family (2 adults + 2 children)
| Basket component | Monthly (est.) | Notes |
|---|---|---|
| Rent / housing (ONS A35 cat. 4.1) | £349 | Actual rental payments, regional average |
| Energy — gas & electricity (ONS A35 cat. 4.4) | £177 | Electricity, gas and other fuels |
| Food & non-alcoholic drinks (ONS A35 cat. 1) | £488 | Includes groceries and takeaway food purchases |
| Transport (ONS A35 cat. 7) | £675 | Private + public transport combined |
| Council tax (2024-25 Band D average) | £189 | Full Band D rate |
| Gera Monthly Outgoing Index (GMOI) | £1,878 | Total essential monthly outgoings |
ONS A35 (FYE 2016–2018) weekly figures × 4.333 weeks/month × 1.2828 CPIH inflation adjustment (ONS L522: 2017 index 103.6, 2024 index 132.9) × household scale factor (1.45). Council tax uses 2024-25 average Band D equivalent for South West. OGL v3.0.
GMOI for South West by household type
Family (2 adults + 2 children)
£1,878/mo
Current viewCompare with another region
Select any UK region and household type to see how costs compare.
Personalise your GMOI estimate
Choose your region and household type to see a breakdown of the Gera Monthly Outgoing Index for your situation.
Track your actual monthly outgoings
GeraCash is building a personal finance dashboard that compares your real monthly spending against the GMOI for South West. Join the waitlist for early access.
South West cost of living: frequently asked questions
- How much is rent in South West per month?
- For a family (2 adults + 2 children) household, estimated rent in South West is £349 per month based on ONS A35 regional household expenditure data (category 4.1: Actual rentals for housing), adjusted from the 2016–2018 ONS survey average to 2024 prices using CPIH (factor 1.2828). This represents average rental payments — actual rent varies significantly by property size, location within the region, and tenure type.
- What are typical energy bills in South West?
- For a family (2 adults + 2 children) household in South West, estimated monthly energy costs (electricity, gas and other fuels) are £177 per month, based on ONS A35 category 4.4 regional average adjusted to 2024 prices using CPIH.
- How much do households spend on food in South West per month?
- A family (2 adults + 2 children) household in South West spends an estimated £488 per month on food and non-alcoholic drinks, based on ONS A35 category 1 regional average adjusted to 2024 prices using CPIH.
- How much is council tax in South West?
- The 2024-25 average Band D council tax in South West is £2,270 per year (£189 per month). For a family (2 adults + 2 children) household, the full Band D rate applies at £189 per month. Source: DLUHC 2024-25 council tax statistics.
- What is the Gera Monthly Outgoing Index for South West?
- The GMOI for a family (2 adults + 2 children) in South West is £1,878/month. The GMOI is computed by Gera Systems as: (weekly ONS A35 rent + energy + food + transport) × 4.333 weeks/month × CPIH adjustment factor (1.2828) × household scale factor (1.45) + monthly council tax. All source data is from official UK government publications under the Open Government Licence v3.0.
Compare cost of living in other UK regions
- North East (£1,175/mo couple)
- North West (£1,236/mo couple)
- Yorkshire and The Humber (£1,220/mo couple)
- East Midlands (£1,290/mo couple)
- West Midlands (£1,244/mo couple)
- East of England (£1,373/mo couple)
- London (£1,645/mo couple)
- South East (£1,477/mo couple)
- Wales (£1,158/mo couple)
- Scotland (£1,137/mo couple)
- All regions — GMOI hub →
Contains public sector information published by Office for National Statistics and licensed under the Open Government Licence v3.0. Source: ONS — Detailed household expenditure by countries and regions (Table A35, FYE 2016–2018) (Financial year ending 2016 to 2018 (3-year pooled)).