Payment comparison · 2026
TBC Pay vs Bank of Georgia Pay
TBC Pay and Bank of Georgia Pay are often weighed against each other. This side-by-side compares what each supports, which currencies they handle, whether transfers are instant, and how to pick the right one.
Side by side
| TBC Pay | Bank of Georgia Pay | |
|---|---|---|
| Type | Mobile wallet | Mobile wallet |
| Country / region | Georgia | Georgia |
| Instant transfer | Yes | Yes |
| Currencies | GEL, USD, EUR | GEL, USD, EUR, GBP |
| Reach | 2M+ active users | 1.5M+ active users |
TBC Pay features
- ✓Instant P2P transfers between TBC accounts
- ✓Utility and mobile bill payments
- ✓Merchant QR code payments
- ✓Integration with TBC Bank current and savings accounts
- ✓Foreign currency conversion (GEL/USD/EUR)
- ✓International transfers via SWIFT
Bank of Georgia Pay features
- ✓Instant BOG-to-BOG transfers
- ✓Cross-bank transfers via Georgian interbank system
- ✓Utility and service bill payments
- ✓Merchant QR and contactless payments
- ✓Currency exchange (GEL/USD/EUR/GBP)
Frequently asked questions
What is the difference between TBC Pay and Bank of Georgia Pay?
TBC Pay: TBC Pay is Georgia's leading mobile payment wallet, operated by TBC Bank — the largest bank in Georgia by assets. TBC Pay offers instant P2P transfers, bill payments, merchant QR payments, and is deeply integrated with TBC Bank current accounts. Used by over 2 million active users. Bank of Georgia Pay: Bank of Georgia Pay (BOG Pay) is the digital payment app of Bank of Georgia (BOG), one of the two largest banks in Georgia. BOG Pay supports instant transfers, bill payments, and merchant payments. It is the second-most-used mobile wallet in Georgia after TBC Pay, with roughly 1.5 million active users.
Which supports instant transfers, TBC Pay or Bank of Georgia Pay?
TBC Pay supports instant transfers. Bank of Georgia Pay supports instant transfers.
What currencies do TBC Pay and Bank of Georgia Pay support?
TBC Pay supports GEL, USD, EUR. Bank of Georgia Pay supports GEL, USD, EUR, GBP.
What is TBC Pay?
TBC Pay is the digital wallet and payment app of TBC Bank, Georgia's largest bank. It allows instant P2P transfers, bill payments, and merchant QR payments in Georgian Lari (GEL) and foreign currencies.
What is BOG Pay?
BOG Pay is Bank of Georgia's digital payment platform. It supports instant transfers between BOG accounts, cross-bank transfers, bill payments, and QR merchant payments in GEL and foreign currencies.
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