Buyer's guide · 2026

Best Global Card Networks

Card networks decide where your card is accepted and how you pay abroad. Compare the worldwide networks on acceptance and reach.

Compare global card networks

Method	Type	Region	Instant	Currencies
Visa	Card	Global	Varies	USD, EUR, GBP, AMD, GEL, GHS, KES, NGN
Mastercard	Card	Global	Varies	USD, EUR, GBP, AMD, GEL, GHS, KES, NGN
American Express	Card	Global	Varies	USD, EUR, GBP

1. Visa

4.2B+ cards in circulation

Visa is the world's largest card payment network, with 4.2 billion cards in circulation and acceptance at 130M+ merchant locations in 200+ countries. GeraCash accepts Visa debit and credit cards for deposits, withdrawals, and cross-border transfers in 150+ currencies.

✓Accepted in 200+ countries
✓Visa Debit and Credit cards
✓Contactless NFC payments
✓Visa Direct instant push-to-card

2. Mastercard

3.3B+ cards in circulation

Mastercard is the world's second-largest card network, with 3.3 billion cards and acceptance in 210+ countries. GeraCash accepts Mastercard debit and credit cards and uses Mastercard Send for instant cross-border payouts to cards.

✓Accepted in 210+ countries
✓Mastercard Debit and Credit
✓Mastercard Send — instant card-to-card transfers
✓Contactless payments

3. American Express

134M+ cardholders

American Express (Amex) is a global charge and credit card network serving 134+ million cardholders, predominantly in the US, UK, Canada, and Australia. Amex cards carry higher acceptance rates among premium merchants. GeraCash accepts Amex for deposits from supported countries.

✓Accepted at 30M+ merchants globally
✓Amex Membership Rewards programme
✓Extended purchase protection
✓Fraud detection and dispute resolution

Frequently asked questions

What are the main global card networks?

The leading options are Visa, Mastercard, American Express. Each differs in coverage, supported currencies, and transfer speed.

Can I use Visa with GeraCash?

Yes. GeraCash accepts Visa debit and credit cards for deposits and cross-border transfers. Visa Direct enables instant push-to-card payouts.

Does GeraCash accept Mastercard?

Yes. GeraCash accepts Mastercard debit and credit cards for deposits and payouts. Mastercard Send enables instant push-to-card transfers.

Does GeraCash accept American Express?

GeraCash accepts Amex for deposits from users in the UK, US, EU, Canada, and Australia. Amex payouts are not currently supported.

One wallet for all of these

GeraCash is launching multi-currency transfers across these rails at the mid-market rate. Join the waitlist for early access.

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