GeraCash · Transfer Guide
Choosing the right transfer method
International money transfer options range from bank wire transfers (expensive, slow, reliable) to digital transfer services (cheaper, faster) to mobile money platforms (fastest for recipients in markets with M-Pesa, Airtel Money, or similar). For transfers to Africa, the Caucasus, and South Asia, GeraCash typically offers better exchange rates and lower fees than bank wire transfers, with mobile money payout available in Kenya, Uganda, Tanzania, Ghana, and Senegal.
Understanding exchange rates and fees
The true cost of an international transfer is the combination of the sending fee and the exchange rate margin. A transfer that charges no fee but uses an exchange rate 3% below the mid-market rate is more expensive than one charging a £3 fee with mid-market rates. Always compare using the received amount, not the headline fee. GeraCash shows the full exchange rate and fee breakdown before you confirm any transfer.
How long do international transfers take?
Transfer speed varies by destination and method. Bank account deposits in UK, EU, and US typically settle in 1-2 business days. Mobile money payouts (M-Pesa, MTN MoMo) are typically instant or within minutes. Transfers to Armenia (Idram) and Georgia settle within 2-4 hours. Bank deposits in Nigeria, Ghana, and Kenya typically settle within 1 business day.
Send money with GeraCash
Competitive rates. Fast transfers. Mobile money payout in 20+ countries.